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You may wish to fund home improvements, enhance your lifestyle, make a gift to your family, pay off your debts or book that dream holiday you’ve always thought about. Equity release could be the route to achieve your objectives as it unlocks the money tied up in your property.
I provide independent equity release advice and have access to plans across the whole of the market. I can identify if equity release is right for you and provide you with a tailored recommendation. I provide initial advice for free and without obligation. Only if your case completes would an advice fee of £1,695 be payable. Other lender and solicitor fees may apply.
Take a look at this video to help you to gain a better understanding of equity release.
To qualify for a lifetime mortgage you need to meet the minimum criteria detailed below.
To find out how much you could release try out this free equity release calculator. You don’t need to provide contact details or speak to an advisor, just a few clicks and you’re done.
Advice is required to proceed with equity release and there may be other options which better suit your circumstances. Equity release may involve a home reversion plan or a lifetime mortgage, which is secured against your property and will reduce the value of your estate and impact funding long-term care. To understand the features and risks, ask for a personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.